Mortgage Education

Mortgage Education

5 Easy Steps to Buy Your
Dream Home

Whether you are a new or veteran homeowner, buying a house can feel a bit taxing, do you know the 5 Easy Steps to Buy Your Home? The process can seem like a lot of hoops....

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ADDING SOMEONE TO
MORTGAGE

Whether buying for the reason of being a primary resistance or to have as an investment, real estate ownership is determined through its title ...

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ABOUT NEW CENTURY
COMPANY HISTORY

We are approved for the following business activities: Commercial mortgage brokering or lending, First mortgage brokering, High cost home loans....

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Calculate A Mortgage
Payoff

If you calculate a mortgage payoff, you can improve your financial planning in the future. You can potentially save a lot of money too by paying your mortgage off faster. ...

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Conforming vs conventional
loans

If you have ever applied for a mortgage, you may have heard lenders refer to loans and wonder what is the difference between conforming vs conventional loans?

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CONVENTIONAL
MORTGAGE

A conventional mortgage (or sometimes known as a conventional loan) is a type of home buyer’s loan that is only available through a private lender...

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CONS OF
RENTING

Are you renting your home? Many people do. According to Statista, there were an estimated 43 million housing units occupied by renters in the US...

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CONVENTIONAL
LOAN VS FHA

When you apply for a loan, lenders will assess your financial situation and let you know what kind of loans you qualify for ...

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Coral Gables
Real Estate

Are you interested in learning more about real estate in Coral Gables? A city very close to Miami, Coral Gables is seen as one of the most sought-after ...

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DOES A MESSY HOUSE AFFECT
AN APPRAISAL?

Home appraisals are professional opinions on how much your property is worth. Lenders may require them because it tells them how much...

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ESTIMATED MORTGAGE
PAYMENT

There is a lot that you need to consider when looking for a mortgage. Not only do you need to accumulate a down payment ...

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Florida Down Payment
Assistance

One of the biggest barriers that new home buyers face when looking to make a new home purchase is saving up enough cash to cover their down payment, but don’t worry...

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FANNIE MAE’S REFI-NOW AND FREDDIE MAC'S REFI-POSSIBLE

Low-income borrowers may soon be able to save hundreds of dollars a month on their mortgage through a new government refinancing initiative being introduced soon....

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FIRST-TIME HOMEBUYER $15K TAX CREDIT AND $25K GRANT

The Biden administration has delivered on a campaign promise to deliver a first-time home buyer credit. A new bill called the First-Time Homebuyer Act includes a tax

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FIXED RATE VS VARIABLE
RATE

If you are currently in the market for a new home or you’re thinking about purchasing an investment property, one thing that you will need to give a lot of consideration...

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FANNIE MAE HOMEREADY
MORTGAGE

In the US, there are a multitude of home loan programs formulated to help buyers acquire mortgages and purchase properties. The Fannie Mae HomeReady mortgage is one of those...

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FOREIGN REAL
ESTATE MORTGAGE

If you’re interested in purchasing real estate in Florida or the United States as a whole, then you may be interested in a foreign real estate mortgage loan program. ...

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FHA
FAQ

Originally developed in 1934 by Franklin Delano Roosevelt as a direct result of a housing industry that was flat on its back due to unemployment, often impossible ...

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FANNIE MAE
HOMEPATH

Fannie Mae, or the Federal National Mortgage Association, was first chartered in 1938 as a government-sponsored enterprise, the main goal of which was to help individuals ...

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FANNIE MAE HOMEPATH
MORTGAGE PROGRAM

Fannie Mae HomePath is one of the many mortgage programs available to buyers in the US. By viewing the mortgage education section of our website, you will find additional ...

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FIVE C'S OF
CREDIT

Getting a mortgage quote is one of the first steps when purchasing a property. The amount that you are able to borrow and the cost of the loan will be determined ...

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FLORIDA HOUSE
FOR SALE

Florida is one of the best places in the country to live right now. Whether you are a retiree or a young millennial looking for a new career ...

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FT LAUDERDALE
REAL ESTATE

If you’re looking to buy a home in Fort Lauderdale, you will find that there are some great neighborhoods to choose from. Each neighborhood ...

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GOLD COAST
REAL ESTATE

The Gold Coast is one of Florida’s best love coastal regions, and is currently home to an impressive 569,997 people. Despite what the name suggests...

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GOLDEN BEACH
REAL ESTATE

Nestled nicely between the Intercoastal Waterway and the Atlantic Ocean, Golden Beach is located on Collins Avenue and measures just one mile across four blocks...

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How To maximize mortgage
refinancing

Owning a new home can be a very rewarding experience, learning How to Maximize Mortgage Refinancing can help with this experience...

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How To Calculate My
Mortgage Payment

How to calculate my mortgage payment is one of the biggest questions home buyers have. It’s crucial that you know what your monthly payment...

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How Much House Can I
Afford?

How much house can I afford is one of the biggest questions that people have when applying for mortgages. It is crucial that you work out what you can realistically ...

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HOME
AFFORDABILITY

When you are looking to purchase your first home, one thing you need to consider is how much property you can afford! Home affordability is something ...

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HOW MUCH DO MORTGAGE LOAN
OFFICERS MAKE?

If you are thinking about becoming a mortgage loan officer, you will want to know how much money you could make in this position. As mortgage loan ...

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HOW OFTEN CAN YOU
REFINANCE YOUR HOME

With the low mortgage rates that are available through some lenders, it makes sense to refinance your home if you want to make savings....

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HOW MUCH MONEY FOR A
MORTGAGE CAN I BORROW?

If you are wondering what the answer to the question of how much money for a mortgage can I borrow is, the very best person to ask is a mortgage....

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HOW TO GET A
MORTGAGE QUOTE

If you are looking to buy a property, one thing that you will need to learn is how to get a mortgage quote. It is vital to gather mortgage quotes ...

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HOLLYWOOD
REAL ESTATE

From boating to golf, Hollywood, Florida is a hub for entertainment. There are also amphitheatres, fine art exhibitions, golfing, ...

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JACKSONVILLE
REAL ESTATE

Real estate Jacksonville is ideal if you want to explore the great outdoors. You can experience a different side of Florida here....

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KEY WEST
REAL ESTATE

Key West is an island city on the Florida Keys archipelago. It is the southernmost point of the continental US. ...

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LOAN CALCULATOR
COMPARISON

If you're thinking about buying a home, it is in your best interests to use a mortgage calculator to help you assess your financial position. ...

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LOANS WITH
BAD CREDIT

A lot of people worry that they are never going to be able to take out a mortgage because of their credit score. While your credit score ...

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LUXURIOUS PALM BEACH
REAL ESTATE

Real estate Palm Beach is often very sought after. The main reason for this is because it’s a small town that is right off the coast of Florida ...

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MORTGAGE
QUESTIONS

Finding the answer to any big mortgage questions you have at the start of the process makes life much easier. Mortgages can be complex,

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MORTGAGE
RATES

Understanding mortgage rates and knowing how to find the most favorable ones is crucial when buying a home. The mortgage rate affects how much you pay back

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MORTGAGE BROKER
NEAR ME

If you're searching for mortgages near me when planning a move to the sunny state of Florida, then look no further than MortgageQuote.com.

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MORTGAGE
CALCULATION

Mortgage calculation involves a lot of math—some of it simple, some of it quite complex. Understanding how banks and lenders...

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Money Value Of
Time Calculator

If you have never heard of the time value of money (TVM) concept before, it is an important one to understand. This equation deals with your future...

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MIAMI
REAL ESTATE

Miami is a large metropolis located on the southeastern Florida coast. The city sits between Miami beach to the east, Kendall to the south...

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MIAMI BEACH - SOUTH BEACH
REAL ESTATE

Miami Beach is arguably one of the most sought-after destinations to live in across the whole of Florida. Miami is well-known thanks to its prominence...

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MORTGAGE
LOAN TERMS

Consider us your personal mortgage professional as we provide luxury customized service to all of our clients and can even reach us after normal hours...

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NMLS
CONSUMER

NMLS (nationwide mortgaging system) is the system of record for non-financial depository services, and requires loan originators....

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NAPLES
REAL ESTATE

Naples is a golfing hotspot and it’s also a popular fishing destination. It’s known for calm waters, fine sand and of course, shopping districts....

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ORLANDO
REAL ESTATE

Orlando is one of the most famous cities in the country. It offers beautiful weather, opportunities for outdoor pursuits, and world-famous theme parks.....

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Purchase Money Second
Mortgage

Renting vs buying, this is a much debated for thought for most families, however, more times than not the hard part of buying a home can be coming up with the down payment ...

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PRIMARY RESIDENTIAL
MORTGAGE

If you are looking for a mortgage, there are a number of different factors that might influence the mortgages available to you. One of the major factors considered ...

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Real Estate Agent or Real
Estate Broker?

First Time Home Buyers Guide, Real Estate Agent or Real Estate Broker? Most first-time home buyers know they need one … but which one do they need? ...

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Should I Buy A
House?

The lure of a good deal is very strong, especially when it comes to a big-ticket item such as a new home. However, before you jump on the bandwagon and choose ...

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Should I Sell My
House?

Are you currently pondering the question, should I sell my house? Well, if you are, then you have most certainly come to the right place because below we will consider ...

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SUNNY ISLES
REAL ESTATE

Sunny Isles is a coastal Miami community located several miles to the north of downtown Miami. Buyers include high-income professionals international business people and wealthy expatriates ...

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SAINT PETERSBURG
REAL ESTATE

Saint Petersburg, Pinellas County, is located just across Old Tampa Bay from downtown Tampa on Florida’s Gulf coast. It is known for its attractive climate and leisure activities, including fishing, ...

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STEPS ON HOW TO
BUY A HOUSE

getting the your home of your dreams doesn't happen automatically. Instead,it requires going through a set of tried-and-tested procedures.but what are they? Check them out below. ...

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TITLE SETTLEMENT
CLOSING FEE

Professionals use the word “title” since it is a legal document that denotes ownership. If you pay title fees, you are paying costs associated with transferring the ownership ...

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Top 10 Mortgage
Questions and Strategies

When homebuyers are interested in purchasing their first home, you may search for a mortgage quote or the top 10 mortgage questions and strategies for homebuyers ...

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TYPES OF
MORTGAGE

When looking for a mortgage for the first time, you may be a bit overwhelmed by all of the different options that are available. There are many different types of mortgage products ...

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THE HMDA
EXPLAINED

What is the HMDA, and why is it important? The following content will provide facts on the HDMA to give as much information on the topic as is necessary for homebuyers...

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TAMPA
REAL ESTATE

Tampa is a city that sits on Tampa Bay alongside Florida’s Gulf Coast. While it is a major tourist and business center, the city is also known for its art galleries and museums....

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TOP THINGS TO
DO IN MIAMI

From sandy beaches to cultural exhibits, there are many things to do in Miami. This Floridian city has made a name for itself as one of the most coveted places to visit or stay in the country....

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Use 401k To Buy
House

If you are having difficulty with your down payment, you should use 401k to buy a house instead of your savings. Many people are unaware this is an option. However....

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UNDERSTANDING USDA
ELIGIBILITY REQUIREMENTS

What is a USDA loan and what are the USDA eligibility requirements? A USDA home loan is a zero down payment mortgage that certain homebuyers can apply for. They are handed ....

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VA
MORTGAGE

There are many different types of loans available for people today. If you are considering a VA mortgage, otherwise known as a Veteran Affairs mortgage....

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what exactly is a
mortgage

Have you ever wondered, what exactly is a mortgage loan? Homeownership is something many view as a quintessential part of the American dream...

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what are seller
concessions

What Are Seller Concessions for a Home Purchase? Do you know what the term seller concessions mean? Now, you may have heard the term from time to time...

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what is turnkey
construction

What is Turnkey Construction? New home buyers have a lot of decisions to make when it comes to deciding on what type of home they want to purchase...

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What Are The Costs of
Buying a House?

A mortgage quote may determine that you can afford a particular house, but the costs of buying a house go beyond simply being able to pay back the mortgage...

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What Maybe Used As A Down
Payment?

Understanding what may be used as a down payment is crucial when buying a home. Most buyers assume they can only use their savings. However, that is not the case...

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What is a Bitcoin
Mortgage?

First we need to know what Bitcoin is before we speak about What is a Bitcoin Mortgage? First, you must know that this article is hypothetical and merely just our expressed opinions ...

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What Is A Jumbo
Loan?

People often have questions about what types of mortgages are available to them, especially what is a jumbo loan? A jumbo loan is one of many different types of home loans ...

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WHAT ARE SUBPRIME
LOANS?

There are many different loans and mortgage products that were made popular in the early 2000’s. In fact, it can almost feel like you didn’t know where to begin! ...

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WHAT IS FINANCIAL
SECURITY?

TWhat is financial security? Recent events in the world have made the concept of financial security harder to achieve than ever before with one study suggesting...

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WHAT IS A BALLOON
MORTGAGE?

Balloon mortgages are quite complex, but this article will endeavor to explain them as clearly and concisely as possible. The aim is to provide...

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WHAT ARE CLOSING
COSTS?

The house hunting journey can be a very exciting time if you connect with MortgageQuote.com. Going above and beyond your moving...

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WEST PALM BEACH
REAL ESTATE

Real estate in West Palm Beach is growing more and more by the year. There are properties to suit every budget and every requirement...

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WESTON
REAL ESTATE

Weston is a planned community located in the heart of Broward County, Florida. It’s just 31 miles northwest of Miami and currently has a population...

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WELLINGTON
REAL ESTATE

Wellington is officially classed as a village that is just west of West Palm Beach in central Palm Beach County. It’s located around 66 miles north of...

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