Mortgage Education

Mortgage Education

Top 10 Mortgage Questions and Strategies

When homebuyers are interested in purchasing their first home, you may search for a mortgage quote or the top 10 mortgage questions and strategies for homebuyers. For instance, how to pick out your first home, how to obtain a mortgage and so on. However, ...

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Real Estate Agent or Real Estate Broker?

First Time Home Buyers Guide, Real Estate Agent or Real Estate Broker? Most first-time home buyers know they need one … but which one do they need? Is one better than the other? Is there a difference? And how does a “REALTOR®” fit into the picture? ...

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What is a Bitcoin Mortgage?

First we need to know what Bitcoin is before we speak about What is a Bitcoin Mortgage? First, you must know that this article is hypothetical and merely just our expressed opinions. It is not considered financial advice and any questions should be asked to your mortgage loan originator. ...

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5 Easy Steps to Buy Your Home

Whether you are a new or veteran homeowner, buying a house can feel a bit taxing, do you know the 5 Easy Steps to Buy Your Home? The process can seem like a lot of hoops to jump through, especially if you are looking to finance your purchase. Luckily, the steps to buying a house aren’t actually that involved, so long as you choose a preferred lender who knows the process.

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Conforming vs conventional loans

If you have ever applied for a mortgage, you may have heard lenders refer to loans and wonder what is the difference between conforming vs conventional loans?

But if you are a mortgage lender, you are fully aware that referring to a loan and know the differences between conforming vs conventional, knowing doesn’t always mean the same thing.

 

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Florida Down Payment Assistance

One of the biggest barriers that new home buyers face when looking to make a new home purchase is saving up enough cash to cover their down payment, but don’t worry, the Florida Down Payment Assistance Program is here to help. In other words, buying a home without a huge downpayment is possible through the Florida Down Payment Assistance Program. Ultimately, this program may include grants and 0% interest rate 2nd mortgage loans, program qualifications may vary. Qualifications may include credit score and salary amongst other items

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How To maximize mortgage refinancing

Owning a new home can be a very rewarding experience, learning How to Maximize Mortgage Refinancing can help with this experience. There is nothing like cooking in your own kitchen or catching some rays out on your patio or deck. However, over time the honeymoon period can start to fade and you begin to wonder about ways to improve your home that can accommodate your particular lifestyle. Apply for a home refinance loan to see what mortgage plans are available for you today.

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Purchase Money Second Mortgage

Renting vs buying, this is a much debated for thought for most families, however, more times than not the hard part of buying a home can be coming up with the down payment for the mortgage, this is where a Purchase Money Second Mortgage comes into consideration and may be the answer for you1. Purchase money second mortgages are similar to standard purchase money mortgages. One major difference is one is a second mortgage lien position, and the other is in first lien position.

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what are seller concessions

What Are Seller Concessions for a Home Purchase? Do you know what the term seller concessions mean? Now, you may have heard the term from time to time, but are you aware of the benefits and risks? And how does it work?

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what is turnkey construction

What is Turnkey Construction? New home buyers have a lot of decisions to make when it comes to deciding on what type of home they want to purchase, one decision is whether or not to buy an existing home or go with a newly built home, also known as Turnkey Construction Project.

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what exactly is a mortgage

Have you ever wondered, what exactly is a mortgage loan? Homeownership is something many view as a quintessential part of the American dream. Demand for affordable homes continues to increase as people try to compete for a chance to own their house. Others are sitting back and enjoying the home they already own, and working to maintain their mortgage payments.

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